Briarcliffe Gardens 

State-of-the-Art Memory Care

Assisted Living Residence

 © Briarcliffe Gardens Memory Care Assisted Living 2009-2016 ALL RIGHTS RESERVED.

Briarcliffe Gardens Memory Care Assisted Living Residence 49 Old Pocasset Road Johnston, RI  02919

401.944.2450, ext. 202 For admissions information:  info@briarcliffegardens.com




FINANCIAL OPTIONS


Making the decision to move your family member or friend to a memory care assisted living residence can be difficult.  Dealing with the financial considerations of this life transition can add complexity and stress for the person(s) who must ultimately make the decision. Fortunately, there are resourceful financial options that can be explored.


​Veterans Aid and Attendance Benefit
The Aid and Attendance Benefit is a wonderful benefit that has helped a number of Briarcliffe families through the years.  In a nutshell, Veterans and surviving spouses may be entitled to the V.A. Aid and Attendance Benefit.  For benefit information and qualifications, you may visit the Veteran's Administration Website at www.va.gov or call 1.800.827.1000 to speak with a representative at your Veteran's Regional Office. If you would like to gain an understanding of what dates of service constitute "wartime service" you'll find the information via this link. 


FHA/HUD HECM Reverse Mortgage Program

If you are a homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the home, you may be able to participate in FHA's Home Equity Conversion Mortgage (HECM) program.  This is a program that enables qualified participants to withdraw some of the equity in their home.  Participants can choose how to withdraw the funds, whether in a fixed monthly amount or a line of credit or a combination of both.  Detailed information can be found on the US Department of Housing and Urban Development website.  Click here and learn more.


Long Term Care Insurance

Long-term care insurance is another way to offset the cost of long-term care.  This type of insurance will pay for some or all of your care, depending upon the policy benefit amount and the setting.  It's important to talk with your agent and to understand your coverage.